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Welcome to Senior Secure Canada: Sun Life Insurance Plans for Seniors

Sun Life is a trusted financial services provider dedicated to enhancing the well-being of individuals and families. With over 150 years of experience, Sun Life specializes in offering comprehensive insurance solutions that cater specifically to seniors, helping them navigate healthcare costs and ensuring peace of mind in their retirement years.

Key Plans

Basic PLAN

Seniors seeking affordable coverage for essential health services.

60% reimbursement for prescription drugs, up to $750 annually (no deductible).
Preventive dental coverage available after a 3-month waiting period.
Limited coverage for medical equipment and paramedical services.

Standard Plan

Seniors wanting a balance of comprehensive coverage and affordability.

70% reimbursement for the first $7,000 of eligible prescription drug expenses.
100% coverage for vision care and emergency travel medical expenses.
Optional dental care coverage with a $750 annual maximum.

Enhanced Plan

Seniors looking for extensive coverage with higher limits.

80% reimbursement for the first $5,000 of annual prescription drug expenses, with 100% for the next $245,000.
Optional dental coverage for restorative and orthodontic services.
Comprehensive coverage for paramedical services and medical equipment.

Additional Services for Seniors

Emergency Travel Medical Insurance

Coverage for unexpected medical emergencies while traveling outside the province or Canada.
100% reimbursement for up to $1 million in eligible expenses, providing peace of mind during travel.

Vision and Dental Care

Vision Care: Coverage for eye exams, glasses, and laser eye surgery, ensuring seniors maintain their eyesight.
Dental Care: Options for preventive, restorative, and orthodontic dental services to keep seniors’ oral health in check.

Eligibility Requirements

Coverage available for new applicants aged 69 and under; renewable for those over 70.
Applicants must reside in Canada and have provincial or territorial health coverage.
Dependent children under age 25 may also be included in the plan.

How to Apply

Applying for Sun Life insurance plans is straightforward:

Consultation: Contact us to discuss your specific needs and options.
Application: Complete the application form while ensuring you provide accurate health information.
Approval: Once submitted, your application will be reviewed, and you’ll be notified of your coverage options.

Why Choose Sun Life for Seniors?

Financial Strength: Sun Life has a long-standing reputation for financial stability, ensuring your investments and coverage are secure.
Customer Support: Dedicated support teams are available to assist with claims, questions, and policy management.
Comprehensive Coverage: A range of plans ensures that seniors can find the perfect fit for their healthcare needs.

Frequently Asked Questions

Who is eligible for the personal health insurance plan?

1. Seniors aged 69 and under when applying.

2. Must reside in Canada with provincial or territorial health coverage.

What types of coverage are included?

Prescription drugs, dental care, vision care, emergency travel medical services, and physiotherapy.

What is the reimbursement for prescription drugs?

Basic Plan: 60% reimbursement, up to $750 annually.

Standard Plan: 70% for the first $7,000, 100% for the next $93,000, up to $100,000 annually.

Is there dental coverage?

Yes, coverage varies by plan:

Basic Plan: 60% reimbursement, up to $500 annually.

Higher coverage available in Standard and Enhanced Plans.

Are there waiting periods for benefits?

Yes, there is typically a 3-month waiting period for certain benefits.

At Senior Secure Canada, we specialize in providing financial solutions that ensure guaranteed income for life, helping you retire with peace of mind. With personalized strategies tailored to your needs, we help you navigate retirement without the stress of market risks.